HyBasic Family Plan


Plan Benefits HyBasic Family Plan
Region of Cover Domestic
Hospital Category C-D
Inpatient Limit (₦) 350,000
Accidents & Emergencies: Resuscitative or lifesaving initial treatment √ (Up to Inpatient Limit)
Accommodation (including feeding) General Ward (15
Day case procedures & minor surgeries ₦150,000 Limit
Outpatient Limit (₦) 100,000
Ambulance* Hospital to hospital
Basic Laboratory services based on the clinician’s judgement (WHO list of essential in-vitro diagnostics) √ (Up to Outpatient Limit)
Basic X-Rays and Ultrasounds √ (Up to Outpatient Limit)
Telemedicine Consultations Unlimited
General Consultations (Initial and Follow-up) √ (Up to Outpatient Limit)
Specialist Consultations (Initial and Follow-up) √ (Up to Outpatient Limit)
Ear, Nose and Throat care √ (Treatment of Acute Diseases Only/₦10,000 Limit)
Dental Care Relief of pain, Composite &
Amalgam Fillings, Nonsurgical
extractions, Scaling
and Polishing (₦10,000 per
NPI Immunizations for 0-5 years NPI including pentavalent
vaccine (diphtheria, tetanus, whooping cough)
Additional Immunizations for 0-5 years Hepatitis B, HIB, Yellow Fever
Mortuary Services (Cleaning, Embalment, Storage, Autopsy) ₦50,000 limit
Optical care: Eye testing, Treatment of acute eye diseases. √ (Treatment of Acute Eye
Diseases Only/₦10,000 Limit)
Physiotherapy ₦20,000 Limit
Psychiatric Treatment Outpatient Only (3 months Limit)
Pharmacy Benefit Limit (₦) 50,000
Chronic Disease Medication
Inpatient Non-Chronic Prescription Medicines √ (Up to Pharmacy Benefit Limit)
Outpatient Non-Chronic Prescription Medicines √ (Up to Pharmacy Benefit
Other Benefits
Critical Illness + Death Cover** ₦100,000



This plan is provided by Hygeia HMO

The maximum principal age limit for Hybasic family premium is 60 years and Dependant age limit is 18 years.
Family means Principal, Spouse and 2 Dependants. All benefits are subject to their respective sectional limits which is described as: Inpatient Limit, Outpatient Limit and Pharmacy Benefit Limit.

However, within the respective sectional limit, there are specific benefit limits as well. Consequently, in the event that any specific benefit limit under the sectional limit is exhausted, the remaining limit in that section will only cover other benefits within the section apart from the one that the specific benefit limit has been exhausted.


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