| Plan Benefit |
HyBasic Plan |
| Region of Cover |
Domestic |
| Hospital Category |
C-D |
| Inpatient Limit (₦) |
350,000 |
| Accidents & Emergencies: Resuscitative or lifesaving initial treatment |
√ (Up to Inpatient Limit) |
| Accommodation (including feeding) |
General Ward (15
Days/Annum) |
| Day case procedures & minor surgeries |
₦150,000 Limit |
| Outpatient Limit (₦) |
100,000 |
| Ambulance* |
Hospital to hospital |
| Basic Laboratory services based on the clinician’s judgement (WHO list of essential in-vitro diagnostics) |
√ (Up to Outpatient Limit) |
| Basic X-Rays and Ultrasounds |
√ (Up to Outpatient Limit) |
| Telemedicine Consultations |
Unlimited |
| General Consultations (Initial and Follow-up) |
√ (Up to Outpatient Limit) |
| Specialist Consultations (Initial and Follow-up) |
√ (Up to Outpatient Limit) |
| Ear, Nose and Throat care |
√ (Treatment of Acute Diseases Only/₦10,000 Limit) |
| Dental Care |
Relief of pain, Composite & Amalgam Fillings, Nonsurgical extractions, Scaling and Polishing (₦10,000 per annum) |
| Immunizations |
– |
| NPI Immunizations for 0-5 years |
NPI including pentavalent
vaccine (diphtheria, tetanus, whooping cough) |
| Additional Immunizations for 0-5 years |
Hepatitis B, HIB, Yellow Fever |
| Mortuary Services (Cleaning, Embalment, Storage, Autopsy) |
₦50,000 limit |
| Optical care: Eye testing, Treatment of acute eye diseases. |
√ (Treatment of Acute Eye Diseases Only/₦10,000 Limit) |
| Physiotherapy |
₦20,000 Limit |
| Psychiatric Treatment |
Outpatient Only (3 months Limit) |
| Pharmacy Benefit Limit (₦) |
50,000 |
| Chronic Disease Medication |
– |
| Inpatient Non-Chronic Prescription Medicines |
√ (Up to Pharmacy Benefit
Limit) |
| Outpatient Non-Chronic Prescription Medicines |
√ (Up to Pharmacy Benefit
Limit) |
| Other Benefits |
– |
| Critical Illness + Death Cover** |
₦100,000 |
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