| Plan Benefit | HyDeal Family Plan |
|---|---|
| Region of Cover | Local |
| Hospital Category | C-D |
| Inpatient Limit (₦) | 850,000 |
| Accidents & Emergencies: Resuscitative or lifesaving initial treatment | √ (Up to Inpatient Limit) |
| Accommodation (including feeding) | General Ward (20 Days/Annum) |
| Accommodation for Mothers Whose Dependents are on admission (excluding feeding) (Limited to SCBU/NICU Cases only) | – |
| Intensive Care Services | – |
| Neonatal Care Services (Treatment of mild or moderate neonatal sepsis, Phototherapy, Incubator Care and Special Care Baby Unit)* | – |
| Psychiatric Hospitalization | – |
| Surgeries including day case procedures , minor, intermediate and major surgeries ,Caesarean Section Including Endoscopic Procedures (Therapeutic and Diagnostic) | ₦100,000 (Endoscopies not Covered) |
| Outpatient Limit(₦) | – |
| Advanced & Complex Investigations(limited To CT, Scan, MRI Scan and echocardiograph) | – |
| Ambulance | – |
| Antenatal Care + Normal Delivery+ Postnatal Care (6 Weeks) | ₦150,000 |
| Cancer Care: Oncology Tests, Drugs + Chemotherapy & Radiotherapy | – |
| Consultations | – |
| General Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
| Specialist Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
| Telemedicine | Covered |
| Dental Care (relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishing, Dental Surgical Extraction & Root Canal Therapy, Dental Prosthetics) | (Relief of pain, fillings, nonsurgical, extractions, preventive care, scaling and polishing Only) ₦10,000 |
| Family Planning Services | IUCD (Intrauterine Contraceptive Device) e.g. Copper T, Injectibles |
| Global Refundable Limit for Cancer Care** | – |
| Global Refundable Limit for Surgery** | – |
| Global Refundable Limit for Maternity** | – |
| Immunizations | – |
| NPI Immunizations for 0- 5 years | BCG, Measles, DPT, Oral polio, Vitamin A supplementation, Pentavalent vaccine |
| Additional Immunizations for 0-5 years | – |
| Additional Immunizations for 6yrs and above | – |
| Health Checks*** | – |
| HIV/AIDS Care & Treatment | ₦100,000 |
| Infertility Investigation | – |
| Inter-State Referral Services for services not available in State | – |
| Interstate travel by commercial airline, (economy category) | – |
| Medical enquiries | – |
| Second opinion | – |
| Hospital Accommodation(where medically necessary) | – |
| Prescribed medicines and laboratory tests | – |
| Kidney Dialysis | – |
| Laboratory tests (WHO list of essential in-vitro diagnostics) | √ (Up to Outpatient Limit) |
| Mortuary Services (Cleaning, Embalmment, Storage, Autopsy) | – |
| Neonatal Care Services (Male circumcision, Ear piercing) | √ (Up to Outpatient Limit) |
| Optical Care: Lenses, Frames & Contact, Lenses(Once in two years) | ₦5,000 (Lenses Only) |
| Optical care: Eye testing, Treatment of acute and chronic eye diseases. | ₦50,000 |
| Physiotherapy | ₦30,000 |
| Psychiatric Treatment | – |
| Wellness Benefit(Gym/Spa)**** | – |
| X-Rays and Basic Diagnostic Tests | √ (Up to Outpatient Limit) |
| Pharmacy Benefit Limit(₦) | 80,000.00 |
| Chronic Disease Medication | ₦80,000 |
| Inpatient Prescription Medicines | ₦80,000 |
| Outpatient Prescription Medicines | ₦80,000 |
| Other Benefits | – |
| Critical Illness + Death Cover***** | ₦100,000 |
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