Plan Benefits | HyStarter Plan |
---|---|
Region of Cover | Domestic |
Hospital Category | C-D |
Inpatient Limit (₦) | 450,000 |
Accidents & Emergencies: Resuscitative or lifesaving initial treatment | √ (Up to Inpatient Limit) |
Accommodation (including feeding) | General Ward (15 Days/Annum) |
Day case procedures & minor surgeries | ₦ 200 000 Limit |
Intermediate surgeries | ₦ 200 000 Limit |
Major Surgeries | – |
Outpatient Limit (₦) | 170,000 |
Ambulance* | Hospital to Hospital Only |
Basic Laboratory services based on the clinician’s judgement (WHO list of essential invitro diagnostics) | √ (Up to Outpatient Limit) |
Basic X-Rays and Ultrasounds | √ (Up to Outpatient Limit) |
Telemedicine Consultations | Unlimited |
General Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
Specialist Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
Ear, Nose and Throat care | √ (Treatment of Acute Diseases Only/₦15,000 Limit) |
Dental Care | Relief of pain, Composite & Amalgam Fillings, Nonsurgical extractions, Scaling and Polishing (₦15,000 per annum) |
Immunizations | – |
NPI Immunizations for 0-5 years | NPI including pentavalent vaccine (diphtheria, tetanus, whooping cough) |
Additional Immunizations for 0-5 years | Hepatitis B, HIB, Yellow Fever |
Mortuary Services (Cleaning, Embalment, Storage, Autopsy) | ₦50,000 limit |
Optical Care: Lenses, Frames & Contact Lenses (Once in two years) | ₦10,000 |
Optical care: Eye testing, Treatment of acute and chronic eye diseases. | √ (Treatment of Acute Eye Diseases Only/₦15,000 Limit) |
Physiotherapy | ₦20,000 Limit |
Psychiatric Treatment | Outpatient Only (3 months Limit) |
Pharmacy Benefit Limit (₦) | 80,000 |
Chronic Disease Medication | – |
Inpatient Non-Chronic Prescription Medicines | √ (Up to Pharmacy Benefit Limit) |
Outpatient Non-Chronic Prescription Medicines | √ (Up to Pharmacy Benefit Limit) |
Other Benefits (₦) | (Up to Outpatient Limit) |
Critical Illness + Death Cover* | ₦100,000 |
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