This plan is provided by Hygeia HMO
The HyStarter plan is eligible to only persons between the ages of 0-60 years. There is a waiting period of 2 weeks after registration. Plans purchased becomes active 2 weeks after purchase date. All benefits are subject to their respective sectional limits which is described as: Inpatient Limit, Outpatient Limit and Pharmacy Benefit Limit. However, within the respective sectional limit, there are specific benefit limits as well. Consequently, in the event that any specific benefit limit under the sectional limit is exhausted, the remaining limit in that section will only cover other benefits within the section apart from the one that the specific benefit limit has been exhausted.
The following benefits will not be covered or provided in the first year of the commencement of the scheme: Surgeries, Cancer Care, Critical Illness + Death Cover and Psychiatric Care. This period otherwise known as waiting period shall commence on the date of entry to the date of renewal. On renewal, this benefit will be accessible provided the client has been enrolled for one year with the HMO.