| Plan Benefits | HyStarter Premium Plan |
|---|---|
| Region of Cover | Domestic |
| Hospital Category | B-D |
| Inpatient Limit (₦) | 500,000 |
| Accidents & Emergencies: Resuscitative or lifesaving initial treatment | √ (Up to Inpatient Limit) |
| Accommodation (including feeding) | Semi-Private Ward (20 Days/Annum) |
| Day case procedures & minor surgeries | ₦ 250 000 Limit |
| Intermediate surgeries | ₦ 250 000 Limit |
| Major Surgeries | – |
| Outpatient Limit (₦) | 200,000 |
| Ambulance* | Hospital to Hospital Only |
| Basic Laboratory services based on the clinician’s judgement (WHO list of essential invitro diagnostics) | √ (Up to Outpatient Limit) |
| Basic X-Rays and Ultrasounds | √ (Up to Outpatient Limit) |
| Telemedicine Consultations | Unlimited |
| General Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
| Specialist Consultations (Initial and Follow-up) | √ (Up to Outpatient Limit) |
| Ear, Nose and Throat care | √ (Treatment of Acute Diseases Only ₦15,000 Limit) |
| Dental Care | Relief of pain, fillings, Nonsurgical extractions, preventive care, scaling and polishing, Dental Surgical Extraction (₦30,000 per annum) |
| Immunizations | – |
| NPI Immunizations for 0-5 years | NPI including pentavalent vaccine (diphtheria, tetanus, whooping cough) |
| Additional Immunizations for 0-5 years | Hepatitis B, HIB, Chicken Pox, MMR, Pneumococcal, Rotavirus, Yellow Fever, Hepatitis A, Typhoid Fever |
| Mortuary Services (Cleaning, Embalment, Storage, Autopsy) | ₦50,000 limit |
| Optical Care: Lenses, Frames & Contact Lenses (Once in two years) | ₦15,000 |
| Optical care: Eye testing, Treatment of acute and chronic eye diseases. | √ (Treatment of Acute Eye Diseases Only/₦30,000 Limit) |
| Physiotherapy | ₦30,000 Limit |
| Psychiatric Treatment | Outpatient Only (3 months Limit) |
| Pharmacy Benefit Limit (₦) | 100,000 |
| Chronic Disease Medication | √ (Up to Pharmacy Benefit Limit) |
| Inpatient Non-Chronic Prescription Medicines | √ (Up to Pharmacy Benefit Limit) |
| Outpatient Non-Chronic Prescription Medicines | √ (Up to Pharmacy Benefit Limit) |
| Other Benefits (₦) | (Up to Outpatient Limit) |
| Critical Illness + Death Cover* | ₦250,000 |
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