| Region of Cover |
Domestic |
| Hospital Category |
B – D |
| Inpatient Limit (₦) |
1,000,000 |
| Accidents & Emergencies: Resuscitative or lifesaving initial treatment |
√ (Up to Inpatient
Limit) |
| Accommodation (including Feeding |
Semi-Private Ward (30
Days/Annum) |
| Intensive Care Services |
– |
| Day case procedures & minor surgeries |
₦250,000 Limit |
| Intermediate surgeries |
₦250,000 Limit |
| Major Surgeries |
₦250,000 Limit |
| Outpatient Limit (₦) |
350,000 |
Advanced & Complex Investigations (limited To C.T Scan, M.R.I Scan and
Echocardiograph) |
C.T/M.R.I Scan Only (1
session) |
| Ambulance* |
Home to Hospital,
Roadside to Hospital
& Hospital to Hospital |
| Basic Laboratory services based on the clinician’s judgment(WHO list of essential in-vitro diagnostics) |
√ (Up to Outpatient Limit) |
| Basic X-Rays and Ultrasounds |
√ (Up to Outpatient
Limit) |
| Cancer Care: Oncology Tests, Drugs + Chemotherapy & Radiotherapy |
₦150,000 |
| Telemedicine Consultations |
Unlimited |
| General Consultations (Initial and Follow-up) |
√ (Up to Outpatient
Limit) |
| Specialist Consultations (Initial and Follow-up) |
√ (Up to Outpatient
Limit) |
| Ear, Nose and Throat care |
√ (₦30,000 Limit) |
Dental Care (relief of pain, Composite & Amalgam Fillings, Non-surgical extractions,
Scaling and Polishing, Dental Surgical Extraction & Root Canal Therapy, Dental
Prosthetics) |
₦30,000 |
| Immunizations |
– |
| Adult Immunizations |
– |
| Health Checks (at selected Hygeia Centers) |
Limited to: Basic
(Physical, BP,
Urinalysis ), Blood
Sugar, Genotype,
Blood Group, PCV
Serum, Cholesterol
And Pap’s Smear,
Prostate Specific
Antigen,
Mammography |
| Kidney Dialysis |
– |
| Mortuary Services (Cleaning, Embalment, Storage, Autopsy) |
– |
| Optical Care: Lenses, Frames & Contact, Lenses (Once in two years) |
₦20,000 |
| Optical care: Eye testing, Treatment of acute and chronic eye diseases. |
√ Treatment of Acute
Eye Diseases
Only/₦30,000 Limit) |
| Physiotherapy |
6 Sessions |
| Psychiatric Treatment |
– |
| Pharmacy Benefit Limit (₦) |
150,000 |
| Chronic Disease Medication |
√ (Up to Pharmacy
Benefit Limit) |
| Inpatient Non-Chronic Prescription Medicines |
√ (Up to Pharmacy
Benefit Limit) |
| Outpatient Non-Chronic Prescription Medicines |
√ (Up to Pharmacy
Benefit Limit) |
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